ElmCheck › Calculators

Rental Property Calculators

Free calculators for the numbers investors check most. Each one works on its own, and each can hand its numbers to the full deal analyzer.

Full deal analyzerEverything at once: cash flow, cap rate, cash-on-cash, DSCR, IRR, taxes, ten-year projections and a buy, maybe or pass verdict. Cap rate calculatorWhat the property earns on its price, before any loan.Cash-on-cash return calculatorThe yearly cash you get back on the cash you put in.Rental cash flow calculatorWhat’s left each month after every expense and the mortgage.DSCR calculatorWhether the rent covers the loan, the way DSCR lenders check it.BRRRR calculatorHow much cash stays in the deal after you rehab and refinance.1% rule calculatorA 10-second screen: is the rent at least 1% of the price?NOI calculatorNet operating income: rent minus vacancy and operating costs.Gross rent multiplier calculatorPrice divided by yearly rent, for comparing similar properties.

Which calculator should I use?

Scrolling listings? Start with the 1% rule or gross rent multiplier. Both take seconds and only need the price and rent.
Found one worth a closer look? Run the cash flow calculator with real taxes and insurance, then check the cash-on-cash return.
Comparing prices or valuing a building? Use NOI and cap rate.
Talking to lenders? The DSCR calculator shows the ratio the way DSCR lenders figure it.
Buying a fixer to refinance? The BRRRR calculator shows how much cash comes back out.

When you’re ready to decide, the full deal analyzer puts it all together. It’s free, and your deals stay saved in your browser.

ElmCheck provides estimates for educational purposes. It isn’t financial, lending or tax advice.